At Canadian House Partners, we specialize in helping Canadians transition from renting to owning through our structured Rent-to-Own program. Whether you're facing credit challenges, self-employment hurdles, or are new to Canada, our program is designed to provide a clear and supportive pathway to homeownership.
Begin by completing our simple application. We assess your financial situation holistically, considering factors like income stability and current credit status. Our goal is to understand your unique circumstances and determine how we can assist you on your journey to homeownership.
Once pre-qualified, you'll work with our team-or your own realtor-to find a home that fits your needs and budget. We focus on properties within your approved price range, ensuring that your future home aligns with your lifestyle and financial goals.
After selecting your home, Canadian House Partners will purchase the property on your behalf. You'll then enter into a Rent-to-Own agreement with us, which includes:
You can move into your new home right away. During the rental period (usually 2–4 years), a portion of your monthly rent will be credited toward your down payment. This period allows you to:
At the end of the rental period, you'll have the option to purchase the home at the predetermined price. With improved credit and savings, you'll be better equipped to secure a mortgage and transition from renter to homeowner seamlessly.